Homes Under $300K in Huntsville & Madison County: Where They Still Exist (November 2026 Data)

Short answer: yes, you can still buy a house under $300,000 in Madison County, but mostly in two places: north Huntsville (ZIP codes 35810 and 35811), where 60 percent of the city's sub-$300K inventory sits and the typical home is a 1960s three-bedroom, and the county's north and west edges (Harvest, Meridianville, New Market, Toney, Hazel Green), where the same money buys a house built in the last ten to fifteen years. Madison proper has 94 listings under $300K, and nearly all of them are over $250,000.

We pulled every active residential listing between $100,000 and $300,000 on October 30, 2026, from ValleyMLS. Here is where the inventory is and what it looks like.

Under $300K by city, October 30, 2026

Source: ValleyMLS active residential listings, $100,000 to $300,000, pulled October 30, 2026 through our IDX. Pending and contingent homes excluded. The live Huntsville search updates every few minutes.

Huntsville: 347 homes, and 208 of them are in two ZIP codes

Inside the city, the sub-$300K market is a north Huntsville market. ZIP 35810 (northwest, around University Drive and Pulaski Pike) has 136 active listings under $300,000 and 35811 (northeast, along Meridian Street and Winchester Road) has 72. The next tier is 35805 (west of downtown, 41 listings) and 35803 (south Huntsville, 40), and after that the numbers get small: 18 in 35806, 16 in 35801, 13 in 35816, 6 in 35824.

Age is the trade. The median Huntsville home under $300,000 was built in 1964, and 198 of the 347 are pre-1980 brick ranches: three bedrooms, one or two baths, 1,300 to 1,700 square feet, on a fifth of an acre. Only 25 were built in 2015 or later. Subdivisions with the most inventory right now are Lakewood Manor (17), Edmonton Heights (12), Ashton Springs (10), Davis Hills (9) and Lily Flagg Acres (9); Lily Flagg is the one south Huntsville name on that list, and its homes go under contract fastest because the Gate 1 commute is ten minutes.

For a buyer, an older house means two things to budget for that a new build does not: a roof and HVAC that may be near the end of their lives, and galvanized or cast-iron plumbing in homes from the 1950s and 1960s. Both are inspection items, not deal-breakers, and both are negotiable.

Madison: 94 homes, almost all between $250K and $300K

Madison's median under this cap is $271,900, which tells you the cap is doing the work. Half of the 94 listings are in 35756 on the west side, and the typical home is a 2007 three-bedroom of about 1,580 square feet on 0.18 acre, often a starter-home subdivision like Savannah, Madison Preserve, Westlake or Knox Creek. You are paying $172 per square foot versus $152 in Huntsville, and the premium buys you Madison City Schools and a shorter drive to Gate 9. If your budget tops out at $275,000, Madison is a narrow target: expect to compete.

The county edge: newer homes for the same money

The pattern that surprises most relocating buyers is in the last five rows of the table. In Meridianville (median year built 2021) and New Market (2022), $275,000 buys a house that is essentially new, usually 1,650 to 1,750 square feet, often in a subdivision still being built out. Harvest (2010) and Hazel Green (2014) are a decade older but similar in size. The cost is the commute: Meridianville and New Market feed Gate 9 by way of Memorial Parkway and Winchester Road, typically 30 to 40 minutes in the morning, and Harvest adds a Highway 53 bottleneck. Athens, with 197 listings and a $264,900 median, is the Limestone County option and the natural fit for Mazda Toyota and the plants along I-65; our Limestone County guide covers it in detail.

How to win at this price point

Under $300,000 is the most competitive band in the county because first-time buyers, investors and downsizers are all in it. Three things help. Get fully underwritten, not just pre-qualified, before you tour, so your offer can close in 21 days. Decide in advance which inspection items you will accept and which you will not, because repair negotiations are where these deals die. And if you are using an FHA, VA or Alabama Housing Finance Authority loan, have your agent explain to the listing agent exactly how your financing works, because sellers in this band turn down government-backed offers out of habit, not math. Our first-time buyer guide covers the programs.

Common questions

Can you still buy a house under $300,000 in Huntsville, AL?

Yes. On October 30, 2026 there were 347 active single-family listings in Huntsville between $100,000 and $300,000, with a median price of $225,000. Most are in north Huntsville ZIP codes 35810 and 35811 and were built before 1980.

Where are the cheapest homes in Madison County, AL?

By volume, north Huntsville (35810 and 35811) has the most homes under $300,000. For newer construction at that price, Meridianville, New Market, Harvest and Hazel Green on the county's north edge have medians around $270,000 to $276,000 with homes built in the 2010s and 2020s.

Are there homes under $300,000 in Madison, AL?

Yes, but not many. Madison had 94 active listings under $300,000 with a median of $271,900, mostly three-bedroom homes from the 2000s in west Madison (ZIP 35756).

What is the price per square foot for starter homes in Huntsville?

Among active listings under $300,000, the median was $152 per square foot in Huntsville and $172 in Madison on October 30, 2026.